Student Finance

General Information

Student loans are low-interest loans authorised by the Government through the Student Loans Company (SLC). You may be able to borrow money to help pay for university or college tuition fees and to help with living costs.

You might get extra money on top of this, for example if you’re on a low income, are disabled or have children.

Tuition Fee Loan

The loan is paid directly to your university or college. You have to pay it back.

Full-time student Tuition Fee Loan
Full-time Up to £9,000
Full-time at a private university or college Up to £6,000

What financial help you can get depends on the course you study, where you live while you are studying and your individual circumstances. Most full-time students can get a tuition fee loan to cover the full cost of tuition fees and a maintenance loan to cover the cost of living expenses.

You don’t normally have to pay the loan back until you’ve left college or university and your income has reached a certain amount.

A full time student may get the Tuition fee loan up to £9000.

In addition you may get maintenance loan for living cost. The EU students can’t apply for it. The students over 60 can;t also apply for it.You might get extra money on top of this, eg if you’re on a low income, are disabled or have children. You may qualify for Special support grant instead of maintenance loan. You may get child care grant or adult dependent grant and personal learning allowance.

We can help you to get the right amount of loans and grants. Contact us today

 

Maintenance Loan for living costs

You may have to give details of your household income.

EU students can’t apply for Maintenance Loans.

The loan is paid directly into your bank account at the start of term. You have to pay the loan back.

Full-time student Loan available for the 2016 to 2017 academic year
Living at home Up to £6,904
Living away from home, outside London Up to £8,200
Living away from home, in London Up to £10,702
You spend a year of a UK course studying abroad Up to £9,391

Part-time students

You may be able to get a Tuition Fee Loan if your part-time course has a ‘course intensity’ of 25% or more. ‘Course intensity’ measures how much of your course you complete each year compared to an equivalent full-time course. Check course intensity with your university or college.

The loan is paid directly to your university or college. You have to pay it back.

Part-time student Tuition Fee Loan
Part-time Up to £6,750
Part-time at a private university or college Up to £4,500

 

EU students

You may be able to get a Tuition Fee Loan and help with living costs if you’re from an EU country.

The loan is paid directly to your university or college. You have to pay it back.

Full or part-time student Tuition Fee Loan
Full-time Up to £9,000
Full-time at a private university or college Up to £6,000
Part-time Up to £6,750
Part-time at a private university or college Up to £4,500

 

Students with children or dependent adults

You can apply for:

  • Childcare Grant- full-time students only
  • Parents’ Learning Allowance- full-time students only
  • Adult Dependants’ Grant- full-time students only
  • Child Tax Credit
  • extra help if you’re experiencing financial hardship

Your course

This must be in the UK and one of the following:

  • a first degree, eg BA, BSc or BEd
  • a Foundation Degree
  • a Certificate of Higher Education
  • a Diploma of Higher Education (DipHE)
  • a Higher National Certificate (HNC)
  • a Higher National Diploma (HND)
  • a Postgraduate Certificate of Education (PGCE)
  • Initial Teacher Training

There’s no upper age limit for Tuition Fee Loans or grants.

Your nationality or residency status

You can apply if :

  • you’re a UK national or have ‘settled status’ (no restrictions on how long you can stay)
  • you normally live in England
  • you’ve been living in the UK for 3 years before starting your course

Non-UK nationals must have settled status on the first day of the first academic year of the course – which could be 1 September, 1 January, 1 April or 1 July.

You may also be eligible if your residency status is one of the following:

  • refugee
  • humanitarian protection
  • EEA migrant worker
  • child of a Swiss national
  • child of a Turkish worker

You may also be eligible if you’re not a UK national and are either:

  • from an EU country
  • under 18 and have lived in the UK for at least 7 years
  • 18 or over and have lived in the UK for at least 20 years (or at least half of your life)

We can help you to apply for your Student Finance. Contact us

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